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[quote=Anonymous]My husband has been unemployed for two years, and we’re completely in over our heads with credit card debt. We have a little in retirement funds (about $150k), own our home— our mortgage is less than what a 1 bedroom apartment would cost around here. We’re a one car household, and the car is almost paid off. No student loans, thank god. Should we consider bankruptcy? I’m feeling hopeless that things will ever get better. [/quote]
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