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Reply to "If both spouses are self-employed, what do you do for medical insurance?"
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[quote=Anonymous]670 one adult and two children with Carefirst BCBS with maternity. They actually said I can add as many kids as I want and the amount doesnt go up because I stay in the same category. We had thought when we added our new baby a month ago it would raise our rate and then they told us this. I am happy with the coverage. Beware of NASE - in my experience the coverage was really crappy and for our first baby it was abominable for well visits. They covered 300 max in the first year and then it was on you. So we went through the first 300 quick with the first few visits/weight checks/lactation consulting and suddenly all the vaccines were out of pocket - it was staggering and upsetting since I was paying over 160 a month to add her to my individual plan so the numbers made no sense to us. It was after this experience that I changed to Carefirst. Similar rates and far better coverage. [/quote]
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