Reply to If both spouses are self-employed, what do you do for medical insurance?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]BCBS...$1790 a month for family to include 2 kids. $20 co-pay, vision, no dental, $50 emergency visits, no deductiblel.[/quote]

Thank you PP. That sounds reasonable. What do you do for dental coverage? Have you ever had any problems getting coverage for the areas the insurance does cover? My husband is very concerned about this. Also, did you have any pre-existing issues?

Thanks again. [/quote]

For dental we pay out of pocket, well I do pay $52 for a plan offerered by NASE but only certain dentist accept it, and for basic stuff. Basically the dentist gives you a discount, so I had a wisdom tooth extracted a couple months back, and got $50 off - and not a lot of dentist particapte in that plan.  Other major work such as implants that I'm getting done now is finaced by Care Credit - and also not a lot of dentist participate.  My kids braces are all paid for out of pocket.

As far as the insurance, it's like the MBZ of insurance.  No problems whatsoever, recent thyroid removal, hospital stay etc, all covered.

No pre-existing.  However I've had this policy since 1999 when I paid $665.  In 2002 I opted out since I went in house, but two years later to get back in I had to go on a strict diet and reduce my cholestrol level before being admitted.  Give them a call and see....[/quote]

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