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Real Estate
Reply to "Can we afford a monthly mortgage payment of $4900?"
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[quote=Anonymous]It depends on what sort of lifestyle you want as your kids get older. Kids activities aren't cheap - we pay $1k per month on activities for three kids and I still have one in full time daycare and another in before and aftercare. Also, there's vacations to budget for. And home renovations and repairs. For us, vacations cost us several thousand a year. I would also guess that home maintenance and repairs run us a couple of hundred a month (including things like maintenance on the heating and air conditioning, spring planting, and things that need to be replaced or repaired) and we're complete do it yourselfers, so our budget for this is about 1/3 to 1/2 less than someone who has to pay for services. Will the new house require a lawn service or other services you dont currently pay? For me, if you can afford $5200 with your current expenses, I think a $4900 mortgage would be too much. Only $300 extra cushion per month isn't enough for me. [/quote]
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