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Infertility Support and Discussion
Reply to "How much did you pay for IVF with insurance in Maryland?"
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[quote=Anonymous]Insurance on the exchange will vary based on a few factors, including age, so this will only be somewhat helpful. I'm 41 and my BCBS premium is $350/month. I've done 2 retrievals at CCRM (plus a canceled cycle) and across all three, have only paid about $1100 for meds. The way the insurance is set up is they don't count an ivf cycle as complete until you do a transfer, so you can bank embryos, which is pretty amazing. But, it's also designed for fresh transfers, so anything to do with freezing, thawing, and PGT testing isn't covered. I've had copays for monitoring, etc, but so far, everything is very reasonable. We've had a variety of insurances across our journey, including Progyny, and the plan from the exchange is among the best. Unless you have a qualifying event, I don't think you can purchase insurance until the fall, to start January 1, 2023. Hope this is helpful![/quote]
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