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Reply to "Explain like I'm 5... maxing out retirement"
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[quote=Anonymous][quote=Anonymous]For the ROTH 401(k) option, don't think about it as your tax bracket now vs later....think about the fact that all the growth of your money will be tax free. You will likely have double, triple, quadruple amount of money that will NOT be taxed. And there are no Required Minimum distributions with a ROTH. [/quote] Roth 401(k) is subject to the same RMD requirements as a traditional 401(K). The Roth IRA is not subject to RMDs[/quote]
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