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Reply to "Car financing basics. How much money to put down?"
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[quote=Anonymous]In general, you shouldn't be financing unless you get REALLY advantageous terms in addition to a well-negotiated purchase price. Don't fall for 0% financing while overpaying for the vehicle. If you DO get a great price AND great financing terms, then you want your down payment to be as close to zero as possible. That is, you are financing because you have a better place to put the money, so finance as much as you can. If you MUST finance the car in order to complete the purchase, then put down as much as you can. Borrowing costs money, so borrow as little as you can.[/quote]
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