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Real Estate
Reply to "Bank of America Admits Overcharging me for Closing Costs - Anyone Else Get This Letter?"
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[quote=Anonymous]We purchased a house in January of 2011. Today, in the mail I received a letter from BofA saying, "upon review of your loan after closing, we discovered that the costs assessed in connection with the closing of your loan were greater than expected. As a result we are pleased to be able to return a portion of these costs back to you." The amount I am being refunded is half of the amount we paid in closing costs. The day we closed, BofA all of a suddenly doubled the amount of the settlement charges - we fought it but felt like we had to pay or we would lose the house. We are now in the midst of refinancing with another lender and am wondering if maybe the new lender discovered this error and told BofA? I have confirmed that the letter is legitimate but I am wondering why this is happening all of a sudden. Any insight would be great. [/quote]
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