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College and University Discussion
Reply to "Some college degrees in Virginia never pay off. Others provide an immediate return."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Educated is always better[/quote] If it's free. The question is the education you get there vs $$$ of debt. If you are rich enough to be careless, you can pass. [/quote] It is common sense that English/Dance/Philosophy/etc majors are lower pay than STEM majors. As such a person should especially attend a college they can afford if this is what they plan to major in. The world needs these majors, we need Education majors, we need art history majors. What we don't need is people planning to major in that taking loans of $100K+ to get that degree and then asking for loan forgiveness. I tell my kids they can major in whatever they want, to follow their passion in life. But to be realistic and know what type of lifestyle will be afforded by that major choice. If you really want a luxury car, a trip to Hawaii/Europe yearly, to eat out 5 nights a week/etc, then being an education major or philosophy major may not be your best choice because it would be hard to support that lifestyle with that degree. If however you are passionate about being a philosophy major or English major, then go for it. But plan accordingly, as you need to work a bit harder to find a job. There are not tons of jobs applications that say "English major wanted" like there is with CS/Engineering. So you have to plan a bit more what you actually want to do with your degree. Also, know what your expecting starting salary will be and don't take more loans than you can afford with that (unless parents are going to help you pay off the loans). Go to a state school that's only $25K/year (or private school that offers you merit so that it's only $25K/year) and work summers and breaks and PT during college to minimize your loan needs. But do not take out $25K of loans each year for a degree that only gives you $25-30K as a starting salary---you will struggle to keep up with payments and actually afford to live. [/quote] Well said! Very sensible advice. [/quote]
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