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Reply to "Huge raises (for us)- no idea what we can afford for remodel"
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[quote=Anonymous]Maybe. But before you do anything else, please start by set both of your paychecks up to contribute the maximum amount to your 401ks, and I also encourage you to set up monthly autodeposits into 529 plans at a much higher rate (I've been doing $1250/month for my 3 yo since birth). What does your cash flow look like after you do this? We financed a necessary remodel project once a few years back and it worked out fine and we paid it off quickly with cash flow and bonuses, but we didn't do it at the cost of retirement or college savings. [/quote]
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