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Reply to "Why is DH's credit score higher than mine?"
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[quote=Anonymous]I don't know how the algorithm works between spouses. Is it possible you are primary somehow or your card has more on it than his (assuming joint card account with 2 cards)? Regardless, that is extremely high credit usage (75%!) so I would fix that by getting another card to up the denominator or paying it down before the billing date. Mine reports the amount on the bill to the credit bureau so $15k charged but $10k paid down mid cycle would be $5k/ only 25% usage on billing date.[/quote]
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