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Cars and Transportation
Reply to "Finance or Pay Cash in this market?"
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[quote=Anonymous][quote=Anonymous]It depends what interest rate you'd get for financing and what you could do with the money you save by not paying cash. Do you have other debt? Do you have an emergency fund? Have you maxed out ibonds? What rates are you seeing for CDs or other safe investments and how do they compare to the car loan rates? [/quote] OP here. No debt (no mortgage, no car note, no student loans, etc), just revolving credit card debt that gets paid off at the end of every month. Yes, big emergency fund. No ibonds. I average around 8% rate of return on my cash but it is locked up for a period of 1-2 years at a time.[/quote]
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