Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Where to put $250k for 3+ years"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous][quote=Anonymous]I Bonds and 2 year US treasuries that you roll over according to your timeline.[/quote] I purchased $10,000 in I Bonds in April, but can you explain 2 year US treasuries?[/quote] US treasuries are sold in 1,3,6 month, and 1,2,5,10,20,and 30 year notes. They are state tax free and can be bought and sold on the secondary market at any time. They are currently paying a lot better than CD’s for a similar duration. If you look at the yield curve, the sweet spot is around 2 years. Any further out, the curve flattens and to me is not worth it to hold longer for not too much more return. At the shorter durations, there is less interest rate and inflation risk. I have some of my emergency fund and some short term expenses in treasuries. For example, money for a wedding later this year in 6 month t bill, and some money for a large expense next year in 1 year t bill.[/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
