Reply to Spouse inherited $3 million

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[quote=Anonymous][quote=Anonymous]We discussed keeping the inheritance separate but spouse was adamant that we commingle it. We have a strong marriage and I think there is gratitude that I have been the primary wage earner for our entire marriage. That’s a good idea to pump up the 529 since our daughter has been talking about graduate school. She hasn’t decided but it would be good to begin funding that. We could always transfer it to a grandchild if necessary. [b]If we were to take nicer vacations I would have to reduce savings[/b]. That would be hard for me but I guess our kid will only be with us a few more years so it’s probably worth it.

I appreciate the reassurance that early retirement is not the answer here. I didn’t think so. And I don’t really want to retire yet.[/quote]

I'm not sure I understand the bolded.  You would have to reduce your pre-inheritance savings balances?  your regular contributions to those savings? Why?

If you are saying it would mean spending some of that "extra" 3M to take a vacation, well of course.   But then what even is the question you are asking? [/quote]

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