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Reply to "401s are they just a big scam? Is it a new reitrement thing that hasn't stood the test of time?"
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[quote=Anonymous]I'm confused as to exactly where the scam is. Perhaps you can enlighten us, OP. Yes, you are right that 401(k) plans are relatively new and have not been used for generations. How could they be if they are new? That doesn't make them a scam nor does it mean you won't be able to use them to fund retirement. You'd have to be insane not to take advantage of the employer match you would get with a company-sponsored retirement plan (including a 401(k)). It would be like if someone offered you free money and you refused it.[/quote]
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