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Reply to "401s are they just a big scam? Is it a new reitrement thing that hasn't stood the test of time?"
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[quote=Anonymous]I do think it has contributed to the financial bubble. Pension plans invested wisely and prudently. 401ks take away the professional advice and throws you to the wolves, and all that income was misused by Wall Street gamblers. Remember how Bush and some Republicans wanted to privatize Social Security? Youch. They should bring back defined pension plans and tighten up the enforcement (look at all the states and companies that underfunded pensions and now cry wolf) and allow it to adjust to economy/taxes/revenue so they don't end up in the financing trap like auto unions, etc.[/quote]
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