Reply to PSA — forged check wiped out my checking account

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[quote=Anonymous]This morning I checked the balance of my primary checking account to find it at zero. Yesterday someone cleaned it out to the tune of $12k with a fake and forged check.

They essentially recreated one of our checks, although they got the address wrong, and forged it. Another big bank cashed it.  My big bank honored it.

My bank told me that banks don’t even look at addresss, signatures or details, only at routing numbers. So anyone who saw our routing number could just go to Staples and print up some checks with our name and routing number.

Of course I have no idea which person might have done this. We use checks to pay for service things like gardening, cleaners, handyman work. All it takes is a photographs of that check before it is deposited and anyone can go make fake checks.

So no more check writing for me.

The good news is my big bank was helpful in immediately freezing the account, setting up a new one, and starting a fraud claim.

The bad news is the payments that went out yesterday that will now bounce since there is no longer an account to pull from.

Looking forward to all those fees and the time spent sorting it all out /s

Hope this helps anyone be more careful. I was woefully naive.[/quote]

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