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Reply to "Anyone plan on not paying back student loans?"
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[quote=Anonymous]Your friend who doesn't even pay the monthly minimum is an idiot who is destroying their credit. That said, it depends on what you mean by "pay them off" - plenty of people have good rates and pay as agreed and are not bothered by the debt. They may not think of making the agreed-upon payments as "paying them off" because people usually talk about that when they're trying to wipe out debt aggressively. It's only if you have high interest rates that you should prioritize paying them off early. I had some at high rates that I paid off ASAP, and I have one at 1.875% fixed that I see no reason to prepay. [/quote]
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