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Real Estate
Reply to "Refinancing with No Closing Costs: What's the catch?"
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[quote=Anonymous]We have been getting SOO many phone calls about streamline re-financing. Everyone always says no cost and they want us to meet with the agent who would come to the house. The last company was AmeriGroup. As 15:47 we have gotten a GFE which included all the cost (including the transfer taxes) and the final was about $20K. I also asked about the actual numbers but they said it's the worst case scenario and they are obligated by law to list them all. Overall, for us it was $500 savings a month, but it would take us over 4 yrs to pay it back. Not worth it to us - especially that that our new mortgage will be higher than what we started with. [/quote]
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