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Real Estate
Reply to "Refinancing with No Closing Costs: What's the catch?"
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[quote=Anonymous]OP Here. The company offer the no closing cost deal is Embrace Home Loans. I asked the agent if the costs are being rolled into the loan and he said no, but obviously I would need to confirm this if I moved forward with paperwork. We would be starting a new 30 year loan, but we can prepay to reduce the term, which shouldn't be a problem if we continue to pay our currently monthly payment (which is about $300 more than the new loan would require). I am worried because this feels like a 'too good to be true' situation and wonder if I am not asking the right questions of the agent.[/quote]
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