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Real Estate
Reply to "really high title insurance quote"
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[quote=Anonymous][quote=Anonymous]Yeah, the 5k is just for the title insurance, not the recordation & transfer taxes. I've been searching online for DC title insurance rates but can't find them. Any hints?[/quote] Are you sure the $5K is just for the Owner's Title Policy? We are closing soon on a $900K house. We are paying $2,200 for our Owner's Title Policy, for our own coverage. We are ALSO paying $2,377 for our Lender's Title Policy and the title company's services to process the recordation of their mortgage, etc. Altogether, the sum for both policies and the related services is $4,577, but that is for all the title services (processing the settlement, obtaining sigs, recording, etc.), and issuance of the 2 policies, it's not just for our Owner's Policy. FWIW, we could have gone w/ a cheaper company and saved about $500, total, but it was not worth it to us b/c we trust our title company and settlement agent, and don't want to skimp at the risk of a glitch.[/quote]
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