Reply to got quoted for 4.625 percent 30 year fixed loan today (high conforming LTV of 85)

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Reply to "got quoted for 4.625 percent 30 year fixed loan today (high conforming LTV of 85)"

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[quote=Anonymous][quote=Anonymous]i am officially priced out of the market.

this sucks.

especially when i started shopping for a house last summer but was too picky and waiting for the "perfect house"

[/quote]

Are you looking at credit unions?

Higher with less than 20% down, but I still see below 4 for jumbo

E.g., https://www.chevronfcu.org/rates

Rates shown are for a credit score of 740 or better, purchase, one unit, owner-occupied property on a 45 day lock, based on an 80% or less loan to value ratio. Your rate may be different.
Not all borrowers will qualify for all rates. Rates and terms are subject to change without notice. Limited to owner-occupied, one-to-four family units. Other restrictions on property may apply. Property insurance required. Flood insurance may be required.
Rates subject to change daily.
Rates are not guaranteed until locked.
If down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.[/quote]

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