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Reply to "ISO advice on whether to fill out the FAFSA form - 529 in grandparent's name FBO the grandchildren"
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[quote=Anonymous]1. You do not have to disclose the grandma's 529 on FAFSA. As you said, she is in control and can change the beneficiary or close the account at any time, so it's not your kids money until she actually pays. 2. It used to be that grandparents paying tuition will come bite you back in terms of financial aid next year. The rules have recently changed, but I don't remember when the new rules go into effect, may be 2023-24. 3. If your HHI is $450K, you will not get any FA from FAFSA. You will most likely not get anything from schools who use CSS or their own form either.[/quote]
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