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Reply to "How many of you or your kids are planning on taking out loans?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]The only difference between loans and savings is time. This is also an article about whether it makes sense to pay for a private degree, even without loans, if you can get a degree of similar value from a state school. The answer depends on the kid and on what you’re really buying, but in a lot of cases the answer is no. [/quote] State schools use loans (after pell grants) as a starting point for financial aid. Some private schools use grants to meet need. Her first example is Iowa instate vs Yale and she says Iowa is the better deal. Yale meets all need with grants, Iowa would require loans. She (or the author) is clearly out of touch. [/quote] But if you have the money, and your choice is full pay at Iowa or full pay at Yale, you come out of Iowa with a lot more money still in your bank account. If you want to be an accountant in Des Moines, it’s hard to see why you should pay for Yale. [/quote]
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