Reply to Should I Speak To The Other Motorist’s Insurance Company?

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Reply to "Should I Speak To The Other Motorist’s Insurance Company?"

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[quote=Anonymous]You should not talk to the other insurance company unless your insurance agent instructs you to do so.  Your insurance agent's primary goal is to save their company money, which means assigning as much of the blame and responsibility to the other driver.  The other insurance company has the same primary duties to their company and their customer, e.g. they are trying to save their company money and assigning as much of the blame as possible on you so that your insurance company will have to pay as much as possible for the damages.   If that happens, your insurance company is likely to raise your premiums or reduce your benefits or if you are costly enough, drop you as a customer.

In an auto accident, treat the insurance agents like you would lawyers in a civil court case.  You want to give your story to your insurance agent first and have them instruct you how best to handle it.  It is in both of your best interests to involve your insurance agent as much as possible as a liason to the other insurance agent.[/quote]

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