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Reply to "900k mortgage. 250k HHI."
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[quote=Anonymous]But what are your savings goals? Do you already have a trust or gift from parents that have your retirement/savings secured? The way that I look at the mortgage payment is whether I can afford to lose the monthly savings by upping the payment. If I upsize to a bigger house and have to pay an additional $2K+ per mortgage, can I afford to lose that monthly savings with compounding interest over the course of 30 years? When I run the numbers, I'd rather have the money in retirement. [/quote]
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