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[quote=Anonymous]Are you genuinely curious and want people to explain? There are a lot of ways this can happen. 
Wedding is paid for by parents or grandparents. I paid for my own wedding, but most people where I grew up (middle class, white, semi-rural Midwest) assumed my parents paid and as such my mom played “hostess” all weekend. 
I married into a wealthier family and their kids all have graduate degrees and no student loans. That’s a huge leg up to start saving and investing your 20s. 
My in-laws gave us a modest, but new car. Some people I know received 20% of their house cost for a down payment. 
If grandparents are local and retired, they may provide childcare. In the DC area, that’s worth $24-40k a year. 
Family may have a 2nd home or pay for vacations. 
The mortgage on a $1M house is $3500-4000/mo. If one partner earns $80-100k, that pays for the house and utilities.

Some people live way beyond their means with leased cars and vacations and furniture racking up credit card debt. They make enough to pay minimums and keep afloat, but they are living paycheck to paycheck. I live in an affluent area and we live below our means. I was surprised to hear a woman at Pilates class say she had to hold off getting all of her sons’ school supplies until her husband got paid. I don’t know what exact day I get paid - I have enough of a cushion in my account I don’t think about it. It was a wake up call to me that a woman who drove a big black shiny SUV and takes $$$ Pilates classes was that close to the edge. Skipping a few classes would have paid for the supplies. [/quote]

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