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Real Estate
Reply to "Asking current mortgage holder to reduce interest rate"
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[quote=Anonymous]OP here. Thanks for all the advice! I called Wells Fargo and told them I was considering refinancing and asked if they would reduce my rate. They just referred me to their refinancing folks. I asked them about the zero cost refinance and it turns out that we do not qualify because we have an FHA loan (they only do those for conventional loans). But I did get a couple of quotes from Wells Fargo for conventional loans that would reduce our payments. Another question for you guys - anyone used United Mutual Funding Corp for their mortgage loan? They have a really low interest rate advertised on bankrate so I'm a little skeptical....[/quote]
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