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Reply to "How do people have massive retirement accounts if it's a $19,500 (or whatever) limit per year?"
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[quote=Anonymous][quote=Anonymous] Is there a way to give more than $19,500 plus $6,000 if you have the income/savings to do so? [/quote] Currently (may change next year), you can put: 19.5k pretax 401k 6k ira traditional or if over income limit, backdoor Roth IRA 7.2k hsa + catchup 6.5k for 401k pretax and 1k in IRA if over-50, and hsa 1k if over-55 And company-plan dependent: + 401k pretax match + 401k aftertax for the balance up to 58k (64.5k over 50)[/quote]
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