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Real Estate
Reply to "Asking current mortgage holder to reduce interest rate"
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[quote=Anonymous]I've heard of people reducing the interest rate on their credit cards just by asking and lowering their phone bills by asking, so it stands to reason this could be done. The difference is that a mortgage is set up as a XX year contract, and is much bigger obviously. I think it doesnt hurt to ask, especially if you are in some financial hardship which may prevent you from makng payments down the road. They're more likely to want a reduced interest rate and a up to date borrower than to deal with a foreclosure [/quote]
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