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Home Improvement, Design, and Decorating
Reply to "how do you pay for house projects (big ones)?"
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[quote=Anonymous]Either save to pay for it with cash, or take out a heloc, or do a combination of both. The process to get a home equity line of credit (HELOC) is fairly straightforward. You contact your existing mortgage broker and ask for one. Alternately, if the interest rate on your mortgage is lower than what they are offering on a HELOC you can do what's called a cash out refinance, where you increase your mortgage by however much cash you need and get that amount of cash back. I'm not sure what the fees are of the relative lending choices so you would have to weigh your options there (I believe it costs more to do a refi). My guess is you don't want to use the financing offered by the sunroom company as it typically will cost more to go through them for financing.[/quote]
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