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Reply to "I-bond manifesto"
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[quote=Anonymous][quote=Anonymous]That was a helpful read. So to avoid probate, I should add a co-owner or a beneficiary? Each year can both my spouse and I purchase a 10K I Bond each and we make each other co-owners on our I Bonds. Or do we need to be beneficiaries because this would take us over the 10K max per person each year?[/quote] You can each have the other on the i-bond (for most bonds— those held at treasury direct— a “co-owner” doesn’t really have any rights except to become the primary owner when the first primary owner dies)[/quote]
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