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Reply to "Will my insurance go up from comprehensive claim?"
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[quote=Anonymous]Google says it's comprehensive and that it will raise your rates. Your options are to either pay the full $2,000 out of pocket for the repair and not report it to insurance or make the insurance claim, pay $50 out of pocket, and pay higher rates. 2k is a tough number. If it was a a few hundred dollars it would definitely make sense to pay it yourself. If it was 5k it would be obvious you should file with insurance. 2k is a number that's difficult to decide on. I would probably file the claim because it's unlikely that your rate will go up enough for the next few years to cover the full 2k cost of repairs (well, $1,950).[/quote]
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