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[quote=Anonymous][quote=Anonymous]OP, we have separate accounts, and honestly, it would feel weird to me to do things the way you do them, the same way it would be weird to share an email account with my husband or to have a shared cell phone. I have my bank account, where my checks go, and he has his. We don't share credit cards. Our names are both on the mortgage and the utilities, but that's it. It works for us to have one person designated to deal with mortgage, one person designated to deal with the power bill, water bill, daycare bill, etc. I say "it would feel weird to me" because while I love my husband and our marriage is great, it [b]is important to me that we also maintain our independence. People are probably going to throw out ideas like "what if you get divorced" and I agree that in the extremely unlikely event that we were to divorce, you would have a harder time separating financially from your husband than I would. [/b]To me, getting a joint bank account when I got married felt exactly the same as changing my name. Why would I give up the name I've always had? Why would I close the bank accounts and credit card accounts that predate my marriage in favor of a new, joint account? It was not a symbolic gesture that I wanted to make. If it sounds like I am judging the way you do things, that is probably a little bit true, but your post seems to assume that my marriage is "abnormal" because we don't share a bank account and that's ridiculous. My bank account number has NOTHING to do with my marriage.[/quote] So, you really were NOT "all in" on your marriage.[/quote]
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