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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Can a kid whose parents don’t qualify for need based aid take out student loans in their name?  If so, how. 
I thought colleges expected parents who didn’t qualify for aid to pay the entire cost themselves.
What if a parent is unwilling to foot the entire bill? How does a kid go about securing their own loans? [/quote]

[b]This about this OP. Why would anyone lend money to a kid who has nothing without someone cosigning it? [/b]

There a number of ways to pay for college - military, CC, parents pay, merit aid, parents cosign. If you are not willing to accept any of these choices, your kid is screwed. [/quote]

But then why are they student loans and not parent loans?  When a parent is trying to figure out how to borrow for college what are the factors for determining whether they would be better off acting as a co-signer for their kids loan or just taking the loan out directly?  Either way the parents are liable so what are the pros/cons for each type of loan? [/quote]

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