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Cars and Transportation
Reply to ""permissive use" on car insurance"
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[quote=Anonymous]My brother and his family are visiting D.C. from overseas for several weeks next month, and we were going to let him drive our second car while they're here rather than renting one. My insurance provider says that for a situation like this, I'm not required to add him as a named driver to my policy; as long as he's not using the car for more than 30 days, he's covered under "permissive use." But adding him to the policy as a named driver would only increase my six-month premium by $120, which means that if we add him for August and then drop him when he leaves, it'd probably only cost $20. Is there any extra protection in the unlikely event he gets into an accident of making him a named driver? Or should I just go with what the insurance company (Geico) is telling me, since that's both easier and cheaper?[/quote]
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