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College and University Discussion
Reply to "Why let your kids take out loans when you could full pay at another school?"
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[quote=Anonymous]By large loans, do you mean the federal loans available to undergrads that amount to just under $30K for 4 years? If so, I don't really think that is much money to repay. That amount hasn't gone up much over the years either. I think it was in the low 20s when I graduated back in 1997. I took out the maximum and repaid it with no problem. We live in MD and there aren't many great in-state options IMO. I have a kid heading into 11th grade. He wouldn't get into UMD so what's left for him is St. Mary's and maybe UMBC. He will look at both schools and private ones too. With merit money, those private schools may not cost much more than the public ones. I'd rather him not take out loans but it is not as big of a deal as it is made out to be. If I didn't think he would be able to graduate and be saddled with these loans and a low paying job, I wouldn't allow it. But the MD public options are limited so we will look elsewhere too.[/quote]
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