Reply to United Healthcare will no longer cover uncecessary ER visits

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[quote=Anonymous][quote=Anonymous]The article references things like pink eye.  Do people really go to the ER for pink eye?

I think the heart attack/panic attack would be covered as it could be something ER-worthy.[/quote]

There can be close calls.  Two weeks ago we took our son to the ER for what turned out to be a sprained finger, but could have been a fracture.  We tried to go to urgent care instead, but they were all closed at that hour on Saturday night.  Under other circumstances we would have waited until the next day to get it checked at urgent care, but he had a 7am soccer game the next morning and we wanted to know if there was a fracture in case he said he felt well enough to play.

We have UHC, and by the following Wednesday (holiday weekend, so no mail moving Monday), we already had a mailed notice from UHC reminding us UC was an alternative to the ER.  I just got the EOB last night and hadn’t looked at it yet before I saw this post.  Fortunately they’re covering the visit, but I could have seen them retroactively denying it under this new policy (which I was not aware of before now).[/quote]

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