Reply to Auto Collision = No Photos????

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Reply to "Auto Collision = No Photos????"

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[quote=Anonymous]Yes, by default she would have to front her deductible before any body damage to her vehicle will be repaired. If she is found at fault, then her insurance will pay for the repairs to her car however her premium rates may double. If she is found to not be responsible for the collision, then the other person’s insurance will reimburse her insurance for the cost to get the car fixed. She may likely get her deductible reimbursed by the other insurance company as well.

If she doesn’t have any photos of the damage done at the scene then the other person’s pictures will be the only legit proof of damages. It is very likely your cousin will be found at fault for not having any physical evidence to produce. Her insurance adjuster can always ask the other person’s insurance for their copies but the other insurance is not obligated to give them.

All in all, without photos of the damage your cousin has zero tangible proof that an accident occurred or that she incurred any damages. She likely will lose the case based on lack of tangible physical evidence. Hard life lesson learned.[/quote]

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