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Expectant and Postpartum Moms
Reply to "Saving for Daycare/Nanny etc."
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[quote=Anonymous]The nice thing about starting to save is that you're used to living on less already. So if you can save $1000 a month, not only do you have $3k a month in savings, but you're used to living on less, and it hurts less to all of a sudden be shelling out $2k per month in daycare (since you were already saving $1k). So yes, I'd recommend it. We were actually saving aggressively for a downpayment, and then bought a place and started childcare around the same time, so a lot of our downpayment savings just shifted over to childcare. So we were used to living on less, but we didn't have any savings that we were planning to use for childcare. The sticker shock on childcare for an infant though is crazy. When I was looking downtown in 2019, the absolute dirt cheapest place was $2200 a month for an infant. There were literally no cheaper options. Presumably there will be a few more options out in Bethesda - but yeah, the numbers get rough :-([/quote]
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