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Expectant and Postpartum Moms
Reply to "Saving for Daycare/Nanny etc."
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[quote=Anonymous]As soon as I started TTC, I tried to set aside the cost of daycare into my savings every month to get used to the effect it would have on my budget. I wasn't quite able to manage it then, but what I was able to put aside in that year or so helped bridge the gap until my tax withholding updated to reflect my new status as a parent and I can now cover daycare out of my monthly salary. For kid number 2 (currently pregnant), I expect I will reduce my 401K contributions for the first couple years until I'm not paying two daycare slots or until I get a raise. I also use my companies childcare FSA, which makes a huge difference this year, although I expect it won't help after they drop the threshold again.[/quote]
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