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Reply to "How should I pay off $300k in student loans?"
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[quote=Anonymous][quote=Anonymous]We have $300,000 in grad school loans. Fed loans with interest rates between 5-8%. We are on an income drive plan currently which means we pay 10% of our discretionary income for 20 years and whatever is left over get forgive. The current monthly payment is $1600/month (although has been stopped because of COVID). I’m wondering if anyone on here can relate and has gotten rid of this burden what are your suggestions. And for those who don’t carry this weight, what are your thoughts? Should I try to make extra payments and pay it down quicker or should I invest in the market instead since most of it will be forgiven anyway? TIA[/quote] Refinance that interest rate is ridiculous.[/quote]
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