Reply to Insurance Just Screwed Me

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[quote=Anonymous]I have BCBS Carefirst, not sure if I am o the same plan as you though.  I had to add maternity to my coverage and it is an extra 140 I think a month.  For self employed people, there are fewer plans that will cover maternity for some reason and it was tricky.  They did have a 10 mo waiting period but they waived it because I had been previously insured with no lapse.  I had to get proof of that and then have it faxed an d they sent verification to me that they were waiving it which I kept.  
It is horrendous but the fact is not all insurance has maternity coverage for women unless they pay extra.  This sucks especially because women do get pregnant on BC and they may not be paying for the rider at the time and then they have to choose between 30-40K in debt or terminating.  Nobody should have to make that decision. I am self employed and pay 700 a month to insure myself and my baby DD and I am pregnant again.  Without maternity I would be paying 560 a month but I wont risk it. 140 more a month is a lot though when you arent even trying to get pregnant.  
On a positive note, hospitals will arrange a payment plan with very little paperwork at discharge for your bill no matter how high it is.  It just might take you a while to pay it off. [/quote]

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