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Expectant and Postpartum Moms
Reply to "Insurance Just Screwed Me"
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[quote=Anonymous]I don't know if this will make you feel better or not, but a regular hospital delivery, provided you don't have any complications, should not run you $40K. I just had a c/s and the total cost before insurance would have been about $28K - about 4.5 to the OB for prenatal care and delivery, about 22K for 4 nights in the hospital (but you would only have to stay 2 if you deliver vaginally, and you might even be able to check out early and only pay for one night), and about 1K for anesthesia. So I am guessing around 16-17K for a vaginal birth? Still a lot of money, I know, but less than 40. And while you are checking things with insurance, I would confirm that you have NICU coverage should you need it (does that fall under "regular" policy or maternity?) - that's where things can get really really expensive. My DD spent 3 nights in the NICU and the bill was around $20K.[/quote]
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