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[quote=Anonymous]We have a good income (not rich, but definitely reasonable).  We have no debt (including no mortgage - we own our home).  We live modestly, but comfortably (e.g., no fancy furniture or cars, but do travel quite a bit).  We max out our retirement accounts and even have a reasonable pension from an earlier job (17 years of service, so probably not enough to live on, but definitely helpful).  We have savings for our only son's college (probably not enough, but definitely quite a bit - he has some learning disabilities, so won't be going to Harvard - in fact might do best with some kind of vocational training - not sure yet).

I'm very thankful for all of this, but fear we will never retire with the economy the way it is (NYT - had an article about this last Sunday).

I have to admit - I am in the camp of those who hate living in the DMV.  I dream about retiring in 10 years - but maybe we will never be able to do it.  I am 54 and hubby is 58.  DH loves his great job which also adds to the sense that we will never retire.

What do you all think.  At what age do you think you will be able to retire with the economy in the state it is in.[/quote]

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