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Reply to "Help me understand out of pocket maximums"
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[quote=Anonymous]Sometimes there are loopholes in what counts toward out of pocket max. I have a child with a bleeding disorder. We have pretty good insurance 80/20 insurance with normal out of pocket max amount. However, we found out the $12,000/dose medicine my child needs doesn’t count toward our out of pocket max due to some insurance loop hole on how it gets categorized. Luckily our state offers extra coverage (bought for a fee) for special needs children, otherwise it could easily sink us. [/quote]
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