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Infertility Support and Discussion
Reply to "MD mandate to cover IVF?"
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[quote=Anonymous]Yes, you can purchase through the exchange. You can drop your work coverage and just use exchange coverage. Or if you want to keep your insurance, you have to get your spouse to purchase it through the exchange and have it cover both you and him. My spouse and I typically use my work insurance. My spouse purchases insurance through the exchange covering him and me. My work insurance covers me and him. My work insurance is my primary and his secondary. The exchange insurance is his primary and my secondary. The RE will first bill my work insurance and it will be denied and then they will bill the exchange insurance. If you have another insurance, you are not eligible for the subsidy. If you keep your work insurance, you can also drop the exchange insurance when you get pregnant or run out of coverage. I've done this multiple times, and it has worked.[/quote]
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