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Cars and Transportation
Reply to "Question about new car purchasing and how much more to negotiate "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous] Ended up at $42,500 out the door. Couldn’t resist pushing them some more. I paid in cash, the financing deals aren’t great right now, even at 0% for a few months, doesn’t make sense to finance, they wouldn’t budge on any further discounts and said they weren’t sure if I could just pay off immediately after getting financing. [/quote] They "weren't sure' if you can pay off after financing = yes you can, but they lose their financing commission. You have to keep the loan for a few months in order for the dealer to get a commission on the financing. Also, you can always pay off car loans early. It will be stated clearly on the loan docs in a big box thanks to the regulations from the CFPB.[/quote] This, and if you don't plan on ever going to the dealer again, you can payoff immediately even if you say you'll hold the loan (they won't put any agreement not to in writing because it violates the clear terms of the loan) [/quote]
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