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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I work from home and cant relate at all. How much time do you actually spend "managing investments" or "shopping insurance" all day?

I spend like an hour a quarter on investments (they're managed). I need a car for other things so its a fixed expense whether I work or not. Insurance is generally a once a year decision, no? I eat lunch whether I work or not......

So? I guess I'm not much help, but if you find those things so overwhelming it makes sense why you might be un/underemployed. [/quote]

NP but you can save A LOT of money by keeping on top of expenses and constantly renegotiating or looking for better deals.  I know smart successful people who easily spend an hour or two a day making sure they’re maximizing rewards from their credit cards.  It’s an upgraded form of coupon clipping and could be saving (thereby earning) PP significant money.  So don’t knock it so quickly.[/quote]

Are you saving enough to justify not working, though? You need money to pay for these things, in any case. I assume the question is at what point is my partner's salary enough that I'd rather spend my day shopping for bargains than working? That's not really a question we can answer without more info.

And no this isn't why people don't work when they get older. They don't work because they get forced out of the workplace. Then they HAVE to take jobs that pay less for work they used to do, if they can find those jobs, because most of us aren't looking at this in the way OP is framing things, I don't think.[/quote]

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