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[quote=Anonymous][quote=Anonymous]54, married, two kids, HHI of $220,000 annually.

Net worth is $1.8 million, plus one of us (DH) would immediately start receiving a $55,000 annual pension if he left his federal government job today.

That includes -

Enough in 529 accounts to pay for the rest of two kids college (one a senior, one a freshman)
$865,000 in retirement accounts.
$565,000 in home equity
$250,000 in mutual fund investments.

I know there are different ways to calculate the value of the pension - the way I look at it, I would need about $2 million in safe investments earning 4% a year to have $50,000 in guaranteed income.  So I guesstimate that the pension has a value of about $2 million.

[/quote]

Im the PP just after you. I agree with your estimate of $2m. I will be eligible for a pension similar to your DH's in 1.5 years and that's how I view its worth, but I've seen more conservative calculators place it at about half that, so I lowballed my estimate above. So the combined value of DH's and my pensions appears to range from $1.5m to $3m.[/quote]

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